curl --request POST \
--url https://be-dev-1.dev.ndovu.co/api/v3/partners/{shortName}/customers \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"externalUserId": "cust_8842",
"firstName": "Jane",
"lastName": "Wanjiku",
"email": "jane.wanjiku@example.com",
"phoneNumber": "+254712345678",
"termsAndConditionsAccepted": true,
"kycVerification": {
"verifiedOn": "2026-10-14"
}
}
'{
"externalUserId": "cust_8842",
"investorId": "3f9c2a1e-7b4d-4c8e-9a61-2d5f0b8e4c17",
"kycStatus": "COMPLETED",
"country": "KE",
"currency": "KES",
"firstName": "Jane",
"lastName": "Wanjiku",
"email": "jane.wanjiku@example.com",
"phoneNumber": "+254712345678",
"kyc": {
"identificationType": "NATIONAL_ID",
"identificationNumber": "29384756",
"identificationCountry": "KE",
"residencyCountry": "KE",
"dateOfBirth": "1991-04-02",
"gender": "MALE",
"taxPayerNumber": "A012345678Z",
"residentialAddress": "Riverside Drive, Westlands",
"city": "Nairobi",
"postalCode": "00100",
"postalAddress": "P.O. Box 12345",
"sourceOfFunds": "SALARY_OR_BUSINESS_PROFIT",
"employmentStatus": "Full Time",
"nextOfKinNames": "John Wanjiku",
"nextOfKinContact": "+254722000000",
"nextOfKinEmail": "john.wanjiku@example.com"
},
"documents": [
{
"type": "id-card",
"uploadedAt": "2026-10-22T09:20:41.102Z",
"url": "https://ndovu-documents.s3.amazonaws.com/...",
"expiresAt": "2026-10-22T09:25:41.102Z",
"side": "front"
}
],
"createdAt": "2026-10-22T09:14:03.511Z",
"updatedAt": "2026-10-22T09:14:03.511Z"
}{
"externalUserId": "cust_8842",
"investorId": "3f9c2a1e-7b4d-4c8e-9a61-2d5f0b8e4c17",
"kycStatus": "COMPLETED",
"country": "KE",
"currency": "KES",
"firstName": "Jane",
"lastName": "Wanjiku",
"email": "jane.wanjiku@example.com",
"phoneNumber": "+254712345678",
"kyc": {
"identificationType": "NATIONAL_ID",
"identificationNumber": "29384756",
"identificationCountry": "KE",
"residencyCountry": "KE",
"dateOfBirth": "1991-04-02",
"gender": "MALE",
"taxPayerNumber": "A012345678Z",
"residentialAddress": "Riverside Drive, Westlands",
"city": "Nairobi",
"postalCode": "00100",
"postalAddress": "P.O. Box 12345",
"sourceOfFunds": "SALARY_OR_BUSINESS_PROFIT",
"employmentStatus": "Full Time",
"nextOfKinNames": "John Wanjiku",
"nextOfKinContact": "+254722000000",
"nextOfKinEmail": "john.wanjiku@example.com"
},
"documents": [
{
"type": "id-card",
"uploadedAt": "2026-10-22T09:20:41.102Z",
"url": "https://ndovu-documents.s3.amazonaws.com/...",
"expiresAt": "2026-10-22T09:25:41.102Z",
"side": "front"
}
],
"createdAt": "2026-10-22T09:14:03.511Z",
"updatedAt": "2026-10-22T09:14:03.511Z"
}Onboard a customer
Creates the customer as a KYC-completed Ndovu investor on your KYC confirmation. Idempotent on externalUserId: resending the same details returns the existing customer with 200; different details return 409.
curl --request POST \
--url https://be-dev-1.dev.ndovu.co/api/v3/partners/{shortName}/customers \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"externalUserId": "cust_8842",
"firstName": "Jane",
"lastName": "Wanjiku",
"email": "jane.wanjiku@example.com",
"phoneNumber": "+254712345678",
"termsAndConditionsAccepted": true,
"kycVerification": {
"verifiedOn": "2026-10-14"
}
}
'{
"externalUserId": "cust_8842",
"investorId": "3f9c2a1e-7b4d-4c8e-9a61-2d5f0b8e4c17",
"kycStatus": "COMPLETED",
"country": "KE",
"currency": "KES",
"firstName": "Jane",
"lastName": "Wanjiku",
"email": "jane.wanjiku@example.com",
"phoneNumber": "+254712345678",
"kyc": {
"identificationType": "NATIONAL_ID",
"identificationNumber": "29384756",
"identificationCountry": "KE",
"residencyCountry": "KE",
"dateOfBirth": "1991-04-02",
"gender": "MALE",
"taxPayerNumber": "A012345678Z",
"residentialAddress": "Riverside Drive, Westlands",
"city": "Nairobi",
"postalCode": "00100",
"postalAddress": "P.O. Box 12345",
"sourceOfFunds": "SALARY_OR_BUSINESS_PROFIT",
"employmentStatus": "Full Time",
"nextOfKinNames": "John Wanjiku",
"nextOfKinContact": "+254722000000",
"nextOfKinEmail": "john.wanjiku@example.com"
},
"documents": [
{
"type": "id-card",
"uploadedAt": "2026-10-22T09:20:41.102Z",
"url": "https://ndovu-documents.s3.amazonaws.com/...",
"expiresAt": "2026-10-22T09:25:41.102Z",
"side": "front"
}
],
"createdAt": "2026-10-22T09:14:03.511Z",
"updatedAt": "2026-10-22T09:14:03.511Z"
}{
"externalUserId": "cust_8842",
"investorId": "3f9c2a1e-7b4d-4c8e-9a61-2d5f0b8e4c17",
"kycStatus": "COMPLETED",
"country": "KE",
"currency": "KES",
"firstName": "Jane",
"lastName": "Wanjiku",
"email": "jane.wanjiku@example.com",
"phoneNumber": "+254712345678",
"kyc": {
"identificationType": "NATIONAL_ID",
"identificationNumber": "29384756",
"identificationCountry": "KE",
"residencyCountry": "KE",
"dateOfBirth": "1991-04-02",
"gender": "MALE",
"taxPayerNumber": "A012345678Z",
"residentialAddress": "Riverside Drive, Westlands",
"city": "Nairobi",
"postalCode": "00100",
"postalAddress": "P.O. Box 12345",
"sourceOfFunds": "SALARY_OR_BUSINESS_PROFIT",
"employmentStatus": "Full Time",
"nextOfKinNames": "John Wanjiku",
"nextOfKinContact": "+254722000000",
"nextOfKinEmail": "john.wanjiku@example.com"
},
"documents": [
{
"type": "id-card",
"uploadedAt": "2026-10-22T09:20:41.102Z",
"url": "https://ndovu-documents.s3.amazonaws.com/...",
"expiresAt": "2026-10-22T09:25:41.102Z",
"side": "front"
}
],
"createdAt": "2026-10-22T09:14:03.511Z",
"updatedAt": "2026-10-22T09:14:03.511Z"
}Authorizations
Bearer authentication header of the form Bearer <token>, where <token> is your auth token.
Path Parameters
Your partner short name
Body
The partner's own ID for this customer. Unique per partner.
255"cust_8842"
Must be true: the customer accepted Ndovu's terms and conditions
Show child attributes
Show child attributes
Required when your identityPolicy is SHARED; not accepted when REFERENCED
"Jane"
Required when your identityPolicy is SHARED; not accepted when REFERENCED
"Wanjiku"
Required when your identityPolicy is SHARED; not accepted when REFERENCED
"jane.wanjiku@example.com"
Required when your identityPolicy is SHARED; not accepted when REFERENCED
"+254712345678"
Not accepted when your identityPolicy is REFERENCED
Show child attributes
Show child attributes
Response
Customer already existed with the same details
"cust_8842"
Ndovu's investor identifier. Returned for reference; never accepted as input.
"3f9c2a1e-7b4d-4c8e-9a61-2d5f0b8e4c17"
"COMPLETED"
"KE"
"KES"
null when your identityPolicy is REFERENCED
"Jane"
null when your identityPolicy is REFERENCED
"Wanjiku"
null when your identityPolicy is REFERENCED
"jane.wanjiku@example.com"
null when your identityPolicy is REFERENCED
"+254712345678"
Fields not yet sent are null
Show child attributes
Show child attributes
Show child attributes
Show child attributes
"2026-10-22T09:14:03.511Z"
"2026-10-22T09:14:03.511Z"